Our ServicesWhy Choose UsHow It Works

Pennine Payments is your trusted local adviser for hospitality, retail and other local businesses, including new business start-ups. We bring over five years of industry experience and provide ongoing after-sales support across Huddersfield, Halifax, Leeds, Wakefield, Sheffield, Barnsley, Rotherham, Worksop and Chesterfield. We work with multiple payment providers, including EPOS systems and card machines, to serve pubs, restaurants and shops that process high transaction volumes.

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Our Three-Step Process

How It Works

Our Three-Step Process

We make reviewing your payment processing straightforward. Tell us about your business, let us review your current set-up, and we’ll help you explore suitable options.

01

Fill in the Form

Fill in our quick form and share some basic details about your business and current payment set-up.

02

Review Your Options

We'll review your needs and look at suitable payment processing options from our network of providers.

03

Choose With Confidence

We’ll talk you through the available options so you can make an informed decision, with ongoing support after the initial set-up.

About Us - Pennine Payments

About Us

Local Experience. Trusted Advice.

Hi, I'm Matthew. After working for large corporate payment companies for years, I often found that the technology and solutions available to me were limited. This meant I was not always able to offer every business the solution that best suited their individual needs. That is why I set up Pennine Payments.

My aim is to give local businesses a more personal approach to payments by taking the time to understand how each business works and what they genuinely need. Because I work independently with a range of payment and technology providers, I am not tied to offering one particular solution. This allows me to compare different options and recommend what I believe is the right fit for your business, whether that is card payments, eCommerce payment gateways, EPOS or other payment technology.

My approach is simple: straightforward, honest advice, personal service and better payment solutions tailored to your business.

Matthew from Pennine Payments

Pennine Payments

Independent Payment Processing Advice

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Ready To Review Your
Payment Processing?

Fill in your details and we will arrange your free,
no-obligation payment review at a time that suits you.

Why Choose Us — Pennine Payments (Bento Layout)

Why Choose Us

Trusted Advice.
Local Support.

We give local businesses a simpler way to review their payment processing. With access to multiple providers and ongoing local support, we help you explore options without being tied to a single provider.

Access to Multiple Leading Providers

We are not tied to any single provider, giving you access to a wider range of payment options for your business.

Local Industry Experience

With over five years of experience in the payments industry across the Pennines, we understand the needs of local businesses.

Support That Continues

Our relationship does not end after set-up. We provide ongoing after-sales support whenever you need help with your payment solution.

Special Offer - Pennine Payments
Special Offer - Pennine Payments

Special Offer

Free Payment Review.
No Obligation.

Take advantage of a free, no-obligation payment review and get a clearer understanding of your current payment processing set-up. Speak with Pennine Payments today to see whether better options are available for your business.

Our Services - Payment Processing (Bento Grid)

Our Services

Payment Processing
Made Simpler

We help small and medium-sized businesses find payment processing options that suit the way they operate. As a payment adviser, we work with multiple providers, giving you more choice without being tied to a single one.

Independent Payment Review

Payment Review

We review your current payment processing setup and help you understand your options. Our free, no-obligation review gives you a clearer view of whether your current solution is right for your business.

Payment Provider Options

Payment Provider Options

We work with multiple payment providers, providing you with access to a wider choice of solutions, including EPOS systems and card machines. We help you explore the options available and find one that meets your business needs.

Ongoing Payment Support

Ongoing Payment Support

Our support continues beyond the initial setup. As your local payment adviser, we are available to provide ongoing after-sales support when you need help.

Business Solutions for Every Sector

Business Solutions for Every Sector

We support a wide range of businesses, from hospitality and retail to professional practices and beyond, helping each one explore suitable payment processing options for the way they operate.

Setting Up a New Business

Setting Up a New Business?

Starting up? We help new businesses get set up with the right payment processing from day one, including EPOS systems and card machines, so you're ready to trade with confidence.

Trusted Payment Processing That Suits Your Business

Get expert advice on payment processing without being tied to a single provider. We compare suitable options, including EPOS systems and card machines, to help you find a payment solution that works for your business. Get a free, no-obligation payment review and see whether you could be getting better value.

Trusted Payment Processing That Suits Your Business

Access to Multiple Leading Providers

Over 5 Years in the Industry

Trusted Local Experience

Ongoing After-Sales Support

Get expert advice on payment processing without being tied to a single provider. We compare suitable options, including EPOS systems and card machines, to help you find a payment solution that works for your business. Get a free, no-obligation payment review and see whether you could be getting better value.

Access to Multiple Leading Providers

Over 5 Years in the Industry

Trusted Local Experience

Ongoing After-Sales Support

•  STRAIGHTFORWARD PAYMENT ADVICE FOR LOCAL BUSINESSES

Hassle Free – All Managed In-House

Hassle Free – All Managed In-House

Get a Free, No-Obligation Payment Review Today

100% Privacy Guaranteed

EPOS & Card Machines — Pennine Payments (Bento Layout)

EPOS & Card Machines

Modern Solutions,
Built for Your Business

Alongside payment processing advice, we help you find the right EPOS systems and card machines for how your business operates.

7-Day Settlements

Get your money faster, with settlements paid into your account 7 days a week.

No PCI Compliance Required

Simplify your setup with solutions that remove the burden of PCI compliance.

Tap to Pay on Your Phone

Accept contactless payments straight from a mobile phone, no extra hardware needed.

No SIM Charges

Terminals with no ongoing SIM card charges, helping keep your running costs down.

Shift4
SumUp
Epos 247
Teya
Clover
Worldpay
Contactless
Visa
Mastercard
Testimonials — Pennine Payments
Testimonials
Rated on Trustpilot

What Our Clients Say About Us

Hear from businesses that have experienced the difference of working with a payment partner that puts service and support first.

“

Pennine Payments recently visited us and helped us set up with a Teya card reader. We were looking for support in finding a better rate for our card payments, as well as a solution that would allow our customers to make payments via Apple Pay without significantly higher fees.

Pennine Payments supported us throughout the process, and we're really pleased with the new service. We can now take card payments through our card reader or directly from our phones, track payments easily through the app, and monitor our business payments more effectively.

Thank you to Pennine Payments for making the process so straightforward and helping us find a solution that works really well for our business.

We would definitely recommend Pennine Payments to anyone looking for a reliable and flexible card payment service!

LB
Lauren Baker
September 9, 2026
“

Matt was brilliant throughout, made things easy with setting my first machine up, and was very helpful. Thank you

F
Finley
May 1, 2026
“

Fantastic service and professionalism from Matt. Very simple and easy to use; the card reader is very happy. Matt is on hand at all times and should need any help

CS
Calcaria Stoves
September 10, 2026
“

Matt is very helpful, and nothing is too much trouble. He is very professional and definitely knows his stuff. 100% recommend

CW
Clare Watson
September 8, 2026
“

Great, easy, and personable service.

Was so happy to get such a great deal, which will save me thousands over the year.

Very impressed with the hardware and equipment too.

Very good service and will definitely be recommending to other people in business

D
Dan
September 3, 2026
“

Matt was extremely helpful all the way through the process, and we've made some great savings.

JD
Jo Dodson
September 8, 2026
“

Matt was very helpful, although the process kept me well informed all the way. He is still there if we need help or advice

S
Simon
July 15, 2026
“

I have resisted card machines now for several years but also got increasingly tired of waiting for customers' payments to arrive via BACS. I bumped into Matt by chance and became interested when he told me how little these things cost and how competitive the fees are, so I signed up there and then. Having now used the machine for the past couple of weeks, I would not be without it. I am also impressed with the level of support Matt has given me. I wholeheartedly recommend Matt and Pennine payments without hesitation

MA
Matt Appleyard
September 8, 2026
“

Matthew is great; he couldn't do enough for me. Quick service, best rates. Thank you

H
Hanipeperoni
June 11, 2026
“

Matthew set up Teya for me—no hassle, no fuss; he sorted everything. Four terminals, easy to use, and now paying much less for my card payments. Definitely a 5-star company. 👍

AD
Anthony Darwent
August 8, 2026
“

Matthew has been amazing!!! Set me up really swiftly and easily with Teya. The card reader is a really smart bit of kit, and he's saved me a huge amount on fees!!! No brainer!! Thanks, Matt!

TJ
Thomas Jones
July 15, 2026